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Transcript

Cash-Out Refinancing: the Best Deal in Investing

Matthias and Jordan do a deep dive on the cash-out refinancing stage of a real estate syndication and the unique investment opportunities it offers.

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No waxing philosophical this week. We’re all business with an in-depth look at cash-out refinancing: how it’s used and how it empowers investors in a real estate syndication business plan. We discuss hypothetical investors, but the real-world benefits of investing in syndications that are adding value to the real estate. It enables a double dip everyone can get behind so that they can get ahead.

We’re so focused this week, we don’t even discuss any of our goings-on. It’s an all-new Get Invested.

This episode’s CASH-OUT REFINANCING PRESENTATION

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KEY TAKEAWAYS

  1. Cash-out refinancing allows investors to retrieve their capital while retaining the same percentage of ownership in the syndication.

  2. This means that even though an investor has less capital or even no capital left in the deal, they still receive distributions and maintain their level of equity in a new valuation based upon the original percentage.

  3. Cash-out refinancing that returns all of an investor’s capital means they earn income without any risk.

  4. Yet, the same investor no longer receives a preferred return, since the preferred return is only guaranteed when they have capital in the deal.

  5. After a complete capital return, distributions go to the 70/30 split between LPs and GPs.

  6. With cash-out refinance, investors can keep their equity in one deal, and earn income, while moving their capital to invest in another.

  7. This is an investing opportunity unique to real estate investing.


TOPIC AND TIME

03:18 - Understanding Ownership and Investment Structure

06:05 - Exploring the Cash-Out Refinance Process

09:00 - Hypothetical Scenario: The Awesome Apartments

11:58 - Executing the Cash-Out Refinance

14:43 - Understanding Risk and Value

17:42 - Distributing Returns After Refinance

20:39 - Preferred Returns Explained

23:37 - Future Cash Flows and Distributions

26:36 - Long-Term Investment Benefits

29:20 - Conclusion and Key Takeaways

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